Financing
The leading equipment funding source for the Salon, Spa and Tanning industries.
Because of our extensive lending capacity, long-term relationships and industry expertise, we can offer creative solutions to all your capital needs. We can help make your dreams a reality! Founded in 2006, Centra Funding is a nationwide equipment finance company based in Plano, Texas. Centra is committed to offering a fast and simple finance solution to help customers like you get the equipment they need to operate their business to the fullest.
Click Here to complete a simple online application and learn how flexible, convenient and affordable our financing options are.
Make the salon or spa of your dreams a reality. We invite you to sit back and relax while we take care of securing the financing you need.
Questions? Contact Equipment Financing Sales Account Executive, Chelsea Byington by phone at (682) 350-5988 or by email at cbyington@centrafunding.com
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BENEFITS OF FINANCING
Financing has manyย benefitsโฆ
Convenience and Ease:ย Complete the application, and often, this is all we need for an approval. In most cases, banks will require customers to submit corporate tax returns for three consecutive years. It is a fact that up to 90% of small businesses would not qualify for a bank loan because they fail to show profits. Financing here is quick and easy. Most customers will have an answer within 24 hours.
Less Risk:ย The only collateral pledged is the equipment being financed. Most banks require the security of a major asset (personal residence, building, business etc.) when obtaining a bank loan.
Smaller Down Payment:ย A large down payment is NOT required, while conventional bank loans may require up to 40% of loan amount.
Flexibility:ย Affords you flexible options at the end of the finance agreement. The equipment can be purchased at a pre-set price, fair market value or returned.
Tax Advantages:ย Depending on the type of financing, your payments may be tax deductible and written off as an operating lease. A bank loan does not offer this feature. Talk to your accountant for tax advice.
Improves Credit Profile: Consistently making payments on financed equipment can help businesses build credit, improving access to future financing.
Friendly reminder: Submitting a credit application does not impact your credit score.ย